Privacy Policy

Last updated: August 2026

What We Collect

Nothing. PayUtility is a client-side calculator. All calculations happen in your browser. No amounts, currencies, or personal data are sent to any server.

Analytics

We may use privacy-focused analytics (such as Plausible or similar) to understand aggregate traffic patterns. This data is anonymous and cannot be used to identify you.

Cookies

PayUtility does not use cookies for tracking or advertising.

Third-Party Services

We do not share your data with third parties. The exchange rate API we use (open.er-api.com) is a free, public service — no personal data is transmitted when fetching rates.

Changes to This Policy

If we make changes to this privacy policy, we will update this page. The "Last updated" date at the top will reflect the most recent change.